North Carolina is a great state to move to, and whether you want to be near the ocean or in the mountains, there’s something for everyone, and with a lower cost of living in this State, you’re bound to find your dream home. When looking for your dream home, it’s vital to remember that it should be your sanctuary and a place that brings you to comfort away from the hustle and bustle of your everyday life.
While house hunting can be an exciting time, moving is typically quite a stressful experience, and there are many aspects that go into finding the ideal home for you and your family that ticks all the right boxes. That’s why we’ve put together this guide for finding your dream home in North Carolina so that you can get one step closer to the perfect home in the right location.
Finding The Right Realtor
The first step to finding your dream home is finding the right realtor to help your search. Whether you’re looking for a single-family home in the suburbs, an apartment in a busy city, a retirement community, or something else entirely, the right realtors can help you close on your dream home. You could be one step closer to the ideal property with an online realtor that is dedicated to properties in North and South Carolina, such as EZ Home Search. They have state-of-the-art search tools that let you check out everything you want to know about the locations and neighborhoods you’re interested in, which will narrow down your search and have you in your dream property in no time at all.
Consider Your Needs
However, before you can trawl the listings online and start booking viewings, you’ll need to know what you want in a home. Consider your needs and what you see your ideal property having; this will help you reduce your search parameters, which will speed up the search for your dream home. When it comes to the home you see yourself living in for the rest of your life, it’s crucial that you don’t compromise on what you and your family want. When it’s your dream home, it should have everything you’ve fantasized about, from sprawling backyards to a walk-in closet and beautifully designed kitchens to that claw-footed bath to soak in after a long day. Your dream home should tick all the boxes, but you should also decide if you want to choose a property that you can transform by doing the work yourself or one that already has all the features you want.
Get Your Mortgage Pre-Approved
Save yourself some time and stress by getting pre-approved for a mortgage loan. You will become the most attractive buyer in the competition when you already have backing from your bank, as you can prove to the seller that you are financially secure. The seller will be more inclined to accept your offers over anyone else as you already have the money ready to go, which not only reduces the stress of buying but will help during negotiations as well.
Once you’ve found the realtor you want to use, you know what you want in a property, and you’re ready with your pre-approved mortgage, it’s time to begin your search online for your dream home. Using the state-of-the-art tools we mentioned earlier, you can look at the most popular locations in North Carolina to find precisely what you’re looking for, whether it’s a quiet mountain retreat or a busy city apartment near the Research Triangle.
Is The Home Right For You
When you find a property that looks like a promising prospect, it’s time to book a viewing to see if it is truly the right home for you and your family. Consider viewing properties more than once at different times of day, as this will help determine what the traffic is like near your potential new home and will provide you with an opportunity to see what the neighbors are like before you move into the property.
Putting In An Offer
When you settle on your dream home, it can be tempting to get over-excited at the moment, but it’s best to keep your cool and not get too hopeful until after you’ve put an offer in as it could be rejected and you may need to continue searching. Put in an offer that’s flexible and lets you negotiate with the seller, keeping in mind that your first offer should be less than the maximum you can afford as this will allow you to raise your bid if needed, which can be the difference between being rejected and accepted.
Negotiating The Sale
Once your offer is accepted, you will need to negotiate the terms of the sale with the seller. During this stage, your realtor will do most of the work for you, but they will need you to make decisions on certain aspects to help move the sale along in a timely manner which will bring you that much closer to your dream home; now you can begin to get excited.
Have The Property Inspected
During the negotiations, it’s crucial to have the property inspected to ensure there are no hidden surprises that could turn your dream home into a nightmare home. Arrange all the necessary inspections, including a pest inspection, to ensure that you won’t need to put more money into the property once you close on the sale and move in.
Getting A Mortgage
Here’s where having a pre-approved mortgage comes in handy, as you won’t need to worry about getting the mortgage approved to finish the sale. All you will need to do is contact your back and begin the paperwork, which your realtor can help you with to make sure everything is in order.
Consider Title Insurance
Many people don’t bother with title insurance as they don’t think it’s necessary, and in some cases, you won’t need it. However, a mistake in the deed or other problems with the title, previous wills, or even mortgages could lead to someone else having a legal claim to your dream home. Having title insurance will not only save you time but will reduce the stress that comes with title claims while also covering the legal costs to provide you with peace of mind during the process.
Walk Through The Property Before Closing
Before you sign on the dotted line to complete the close, you should always do a walk-through of the property to make sure that everything is in order prior to the seller handing over the keys. A walk-through is the ideal time to ensure that all the agreements in the sale have been adhered to and that nothing has been forgotten or removed; this is also the perfect time to check for any recent damage that needs to be repaired before you move in.
Congratulations On Your New Home
Congratulations on your new home; now are the time to complete the close and accept the keys to your dream home. Depending on where you’re moving from, you may have a long trip to get your furniture to the new property, but once you’re there and your boxes are piled high, it’ll be time to celebrate and reward yourselves with your favorite treat.