Invisalign Financing: Simple Ways to Pay for Invisalign

Simple Ways to Pay for Invisalign

The time of metal braces is over as we head to modern dental solutions for perfecting your smile. Invisalign clear aligners are a convenient, clear, and practically invisible solution to cater to your dental needs, ensuring you get the perfect smile every time.

If you’re looking for Invisalign aligners as a suitable orthodontic treatment, you might want to know about the Invisalign treatment and costs. Like any other dental treatment, Invisalign clear aligners are priced relatively high, so you have multiple options for payment. What are the Invisalign treatment options? Here, we’ll cover everything in detail!

Invisalign Treatment Costs

Invisalign Treatment Costs

Invisalign treatment cost is variable based on several factors because every treatment is different and unique. Your average cost may range anywhere from $3,500 to $9,500. Some factors like treatment time, orthodontist location, and dental insurance may affect the Invisalign cost.

Cost Breakdown

To ease things for you, we have divided the cost of Invisalign treatment based on the procedure.


All Orthodontists don’t offer Invisalign treatment, so you’ll need to search for a trained doctor for the job.

First Consultation

With a skilled orthodontist, your initial consultation may cost between $100 to $200, although it can sometimes be lower. You may be advised to get X-rays, which can cost around $25, up to $250 per set.

Digital Teeth Scans

After the initial consultation, the orthodontist may ask for 3D scans and stick a goop in the mouth. Once you have the scans, your orthodontist will plan the entire treatment, with the help of which you can decide on a payment plan that meets your requirements. If you pay for the whole treatment, your orthodontist may offer you a discount.


Once the scans are complete, the orthodontist will begin your treatment with a set of aligners. You’ll need to change the aligner set every one or two weeks. Your orthodontist will advise you to wear your Invisalign aligners at least 20 or 22 hours a day.

Costs After Treatment

Your treatment doesn’t end with the aligners. After Invisalign aligners, you’ll need to pay for the retainers and dental visits. Keep updated with your dentist after the Invisalign treatment so your efforts don’t go to waste.

How to Pay for Invisalign

different pyment methods

You have numerous options when paying out of your pocket for dental treatment, and Invisalign is no different. This way, you can select the method that best caters to your needs and is the most convenient for you. Here are your options for Invisalign treatment.

FSA (Flexible Spending Account)

FSA and HSA credit cards

A flexible spending account, FSA is one way to pay for medical expenses, including Invisalign. It is like a pre-tax money account usually opened through an employer or is included in a benefits package. While you can use this account to pay for Invisalign, you must spend the funds within a year.

HSA (Health Saving Account)

Employers often offer a health savings account for their employees, those enrolled in specific high-deductible insurance. Mostly, the HSA can cover all orthodontic treatment costs, including medical treatment like Invisalign. Unlike the FSA, the money will roll over. So you can use this method as one payment option.

Health Spending Account

Another way of Invisalign payment is using the Health Spending Account offered by an employer. Provincial or employee plans may not cover some of the expenses so you can use the healthcare spending account credits for your dental healthcare expenses, including orthodontic treatments like Invisalign.

Dental Insurance

Dental Insurance polices

Dental insurance should be your topmost priority when it comes to the payment for dental treatment. In some cases, an insurance plan can cover some portion of the dental treatment like Invisalign, saving you some money. Getting Invisalign, however, isn’t always included in the dental insurance plan, so you’ll have to see if you have this option. If you qualify, however, you may get payment assistance of around $3,500. Most dental insurance plans include treatments like Invisalign and braces, meaning some costs are reduced. Since not all insurance companies cover it, cross-check with yours.

Monthly Payments

Many orthodontists and dentists include monthly payment options for those who cannot immediately pay out of pocket. With such a plan, you’ll be able to divide your cost over months or maybe a year until the final price reaches. For this method, the minimum payment required will vary based on the dental procedures and the overall treatment cost. You have multiple options for monthly payment plans like 3, 6, 12, or months.

Credit Cards

Credit Cards for dental

A credit card is yet another way to pay for Invisalign treatment in an orderly manner. If you often have good credit to get bonuses or discounts, you may save money with this method, especially during a promotion. But other than the promotion period, the credit card option includes high-interest rates. Hence it should be your last option. Consider looking for annual fee options before you opt for credit card payments.

Personal Savings or Loans

saving money for dental expances

When you have satisfactory credit and are responsible financially, you can get financial help and qualify for low-interest rates and loans. So when it comes to your general or medical loan provider, you’re likely to get a reasonable interest rate. Nevertheless, getting a general idea about the amount needed and setting the lender limit is always better. A personal savings account is one effective method to save for medical treatments like Invisalign if you have plans to get them ahead. The round-up method helps build upon your savings so you can use them later for better purposes. Personal savings is to cut down the finances of things you’re not using, like your cable, subscriptions, etc. The best way to pay for Invisalign is either with a personal loan or with savings. Before spending your personal savings, you should know what clear aligners are like.

Final Words

No one wants to spend extra on orthodontic treatment, whether it’s Invisalign or any other treatment. You’ll always want to stay on budget and find ways to minimize costs or ease payments. If you’re up for Invisalign treatment, you’ll want to find the best payment option or plan that suits your needs. Don’t worry! You have numerous choices in front of you! Once you’re ready to get an Invisalign, you can check out this dentist in Los Angeles to get started.

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